Right licensed market
Only consumer requests from states and product categories your licensed agents are prepared to serve.
Now reviewing licensed U.S. life-insurance marketsCheck your states
Built for licensed U.S. life agents
Life leads that start with a real protection need.
Exclusive consumer inquiries matched to your licensed states, product focus, and agent capacity. Pay per qualified lead with documented contact permission and transparent replacement rules.
- One agency per lead
- Contact consent recorded
- State & product targeting
- No long-term contract
Exclusive deliveryConsent record includedLicensed-state targetingWritten replacement policyCRM-ready
The quality gap
You shouldn’t have to ask what “qualified” means.
A useful life lead should establish identity, state, age range, coverage interest, timing, contact preference, and permission to be contacted—without pretending the lead is already an application or guaranteed sale.
Real protection intent
The consumer requested information about life coverage and expects a licensed agent to follow up.
No agent pile-on
One qualified inquiry goes to one participating agency under the agreed exclusivity rule.
Auditable by design
See what lands in your pipeline.
The consumer funnel captures 13 buyer-relevant lead fields and turns 9 intent and fit inputs into a transparent 6-dimension score.
Consumer identityName, location, and reachable contact details supplied.
Product matchCoverage interest aligns with your selected program.
Licensed-state matchResidence is inside a state your assigned producer serves.
Consent recordContact permission and submission timestamp retained.
Example lead record
NewTerm life coverage inquiry
Lead score
94/100
Tier APriority
High-intent life insurance request with near-term timing, clear needs, and strong case fit.
13 lead fields9 scored inputs6 score dimensions
13 buyer-relevant lead fields captured
Purchase timing22/25
Coverage opportunity22/25
Need clarity15/15
Product readiness15/15
Market fit10/10
Contact readiness10/10
JM
James M.Columbus, OH 43215
✓ VerifiedPhone(614) 555-01••
Emailjames.m•••@gmail.com
Preferred contactCall · evening
Contact permission✓ Confirmed
Coverage goalProtect children’s future
TimelineWithin 30 days
Age range30–39
Tobacco useNo
Coverage$500k–$999,999
Policy preferenceTerm life
Contact methodCall
Best timeEvening
Consumer note
“We recently had our second child and want term coverage in place within the next month to protect the mortgage, replace income, and provide stability while the children are young.”
The real KPIA protection conversation your producer can approach with context.
Beyond the contact record
The goal isn’t a dial-list entry. It’s permission to discuss a real need.
Producers lose time on recycled records, wrong states, disconnected numbers, mismatched products, and people who never expected an insurance conversation.
“Consent and qualification should be visible before a producer makes the first call.”
IntentCoverage requested
ContextNeed and range captured
PermissionConsent record included
ControlYour states, your products
Simple operating model
From market selection to first conversation.
Clear setup. Clear delivery. Clear feedback loop.
Define your market
Select licensed states, products, consumer profiles, contact hours, and the daily volume your producers can work responsibly.
We generate & qualify
Consumer demand is filtered against the life-lead standard agreed for your pilot and delivered with the available consent record.
Your producer takes over
A properly licensed agent makes contact, follows applicable rules, and returns disposition data to improve the program.
Choose the protection needs
Not every policy conversation fits every agency.
Shape the mix around your licenses, appointments, carrier access, producer strengths, contact capacity, and preferred client profile.
Term life
Consumers exploring time-limited protection for income, dependents, debt, or family security.
- Coverage range
- Age band
- Timing captured
Mortgage protection
Homeowners interested in coverage connected to mortgage obligations and household continuity.
- Homeowner status
- Protection intent
- Licensed-state match
Final expense
Consumers seeking smaller face-value coverage for funeral and end-of-life costs.
- Age band
- Coverage interest
- Contact preference
Permanent life
Consumers asking about lifelong coverage and cash-value-oriented options where appropriate.
- Product interest
- Planning objective
- Agent follow-up expected
No gray area
Know what counts before you buy.
Before launch, you receive the exact price per lead and written definitions for state and product fit, valid contact data, consent records, duplicates, disputes, and replacements. Your agency remains responsible for licensing and compliant outreach.
Review a pilot plan✓ Covered for replacement
- Invalid or disconnected number
- Outside approved licensed state
- Wrong product interest
- Duplicate inside agreed window
- Consumer denies the request
– Not automatically invalid
- Does not answer after submission
- Is not ultimately insurable
- Chooses another producer
- Declines to apply
- Policy does not issue or place
Earn the scale
Start small. Audit the quality. Then turn it up.
Launch in a controlled set of licensed states with a defined product mix. Review contactability, conversations, appointments, applications, and placed business before increasing volume.
Build my pilot Straight answers
What life agencies ask before the first lead.
Start with producer licenses, product focus, and contact capacity. Qualification and consent fields should be clear before launch.
Are Republiq life leads exclusive?+
The program is structured for one qualified inquiry to be delivered to one participating agency under the agreed rule. The final agreement defines exclusivity and the duplicate window.
What makes a life lead qualified?+
A qualified lead is a consumer in an approved state requesting information about a selected coverage category, with valid contact data and documented permission for follow-up.
Does a qualified lead guarantee eligibility or a sale?+
No. Qualification establishes inquiry fit and contact permission; it does not guarantee underwriting eligibility, an application, issue, placement, or commission.
Can we target by state and product?+
Yes. Programs can be shaped around licensed states, term, mortgage protection, final expense, permanent coverage, consumer bands, schedules, and volume.
What consent information is included?+
The available submission timestamp, source context, contact permission, and agreed consent-language record are retained. Your agency should independently review its licensing and outreach obligations before launch.
How are leads delivered?+
Email, SMS, CRM, and webhook delivery can be configured so the correctly licensed producer can respond while the request is fresh.
Licensed-market check
Let’s see what’s possible across your licensed states.
Share your primary ZIP code and contact details. We’ll check life-insurance lead availability and follow up about a focused pilot.
✓ U.S. consumer life markets✓ Pay per qualified life lead✓ State and product targeting✓ No commitment to check availability
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